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Guides · 16 guides

07-Money

Super, child support, two-household costs, tax position, credit cards, and insurance. The financial side of separation — specific, Australian, and without the lawyer language.

Survive Stabilise Rebuild All guides
02-Stabilise
How property settlement works in Australia: the four-part framework, explained
There's no automatic 50/50. A plain-English walk through how the court actually thinks about dividing property, debts and super, step by step, and what to gather before you pay anyone by the hour.
11 min read
Legal
Separating when you own a business together: what actually happens to it
A jointly owned business doesn't split like a house or a super account. Buyout, co-running it through a transition, or selling up — the paths, the landmines, and why you need a lawyer and an accountant, not just one or the other.
4 min read
02-Stabilise
The separation admin nobody warns you about: accounts, utilities, subscriptions, and access
A practical admin checklist for separating accounts, utilities, subscriptions, passwords, insurance, vehicles, mail and shared digital access after separation.
2 min read
Housing
The mortgage after separation: who pays while property settlement drags on
A practical guide to mortgage payments after separation, interim arrangements, contribution records and cash-flow risk before property settlement is finalised.
4 min read
Housing
The ‘I can’t afford rent’ problem after separation
A housing triage guide for separated parents who cannot afford rent, covering survival numbers, bond help, rent assistance, emergency housing and first 48-hour actions.
3 min read
06-Australia
Family Tax Benefit, Centrelink and parenting payment: what you can actually access
A plain-English guide to Family Tax Benefit, Parenting Payment, child support interactions and first Centrelink steps after separation in Australia.
5 min read
Legal
The first lawyer appointment: how to use it without burning $600 an hour
Quick answer Before your first family lawyer appointment, prepare: 1. a one-page summary 2. a timeline of key dates 3. your children’s current care pattern 4.
3 min read
06-Australia
The plain-English glossary of separation terms
At some point in the first few weeks, someone sends you a letter — a lawyer, a mediator, Services Australia — and it's full of words that almost
12 min read
03-Rebuild
Building your finances back after separation: the actual order of operations
The first year of separation is mostly financial triage. You're covering the immediate — keeping the mortgage or rent going, managing child support, sorting bank accounts, paying
7 min read
07-Money
Superannuation splitting after separation: what it is and whether you need to do it
Super is the most overlooked asset in most property settlements. People negotiate hard over the house, lose sleep over the bank accounts, and then treat super as an
5 min read
Articles
What happens to the family home when you separate
This article won't tell you what to decide. It will tell you what your options actually are, what each one costs, what the legal mechanics look like, and what most people get wrong.
6 min read
01-Survive
The 2025 family law changes: what separated parents actually need to know
Reviewed October 2026. This explains the law as it stood then. It isn't legal advice, and family law changes, so confirm how it applies to you
5 min read